USE OF INFORMATION
Subject to applicable state and federal law, we may use your personal, demographic and profile information for marketing and promotional purposes, for editorial or feedback purposes, for statistical analysis and/or to assist us in improving our Website. Collected information may be added to our databases to use in e-mails or postal mailings concerning upcoming events, new services and products, site updates and/or the status of online orders.
Should you decide to provide PII (including Sensitive Information), your information will be used in considering you for a Selling Source account; will be shared with trusted third parties such as Affiliated Loan Providers, credit bureaus, and/or other financial service providers in accordance with applicable law; and PII (excluding Sensitive Information) will be used to market products and services that may be of interest to you. We reserve the right to share, rent, sell or otherwise disclose your PII (other than your Sensitive Information) with/to third parties in accordance with applicable laws. These third parties may include, but are in no way limited to, providers of direct marketing services and applications (including lookup and reference, data enhancement, suppression and validation), e-mail marketers and telemarketers. Information we collect may be added to our databases and used for future SMS text-messaging, telemarketing, e-mails and/or postal mailings concerning services, new products, updates, upcoming events, and/or the status of online orders and/or online loans.
By using this Website, you agree to be contacted in any manner contemplated in this section even if your number is found on a do-not-call registry or similar registry. We may also employ other companies and/or individuals to carry out certain functions on our behalf, such as analyzing data, sending electronic and direct mail, providing marketing analysis and removing duplicate information from customer lists. In order to perform their various functions for Selling Source, these agents have access to our users’ personal information as needed.
By submitting your information on the Website, you agree to receive mobile marketing from us and our third party advertisers and marketers. This includes, but is not limited to text-message based marketing. In the event that your mobile telephone number is listed on state and/or federal do-not-call registries, we retain the right and you consent to allow us to contact you via text-message based marketing. Furthermore, registration and/or using the Website, constitutes your acknowledgement that such registration constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR Â§310 et seq.), as amended from time to time (the â€œRuleâ€). Even in the event that your telephone number is listed on the Federal Trade Commission’s Do-Not-Call List, we retain the right and you consent to allow us to contact you via telemarketing in accordance with the Rule.
HOW INFORMATION IS COLLECTED
Selling Source may collect non-personally identifiable information through the use of some or all of the following processes:
Usage Tracking: Selling Source may track information related to the e-mail and web pages viewed by users, as well as the hyperlinks clicked by users while viewing our e-mails and the pages on our Website.
Log Files: Log files may be used to track and monitor user activity on the Website.
Beacons: Selling Source’s mailings may contain web beacons, or a piece of computer programming code that is used to associate a user’s interaction with our mailings, in order to tailor future campaigns to the user’s preferences. A web beacon is a small image that, when loaded, updates our database records. For example, if you receive an e-mail about car loans and open that message, the database will be updated via the web beacon to indicate your interest in future car loan promotions.
Selling Source may also create reports on user demographics and usage patterns for our partners. This information allows our advertisers to market more effectively, and allows our users to receive advertisements that are more pertinent to their interests.
Selling Source reserves the right to provide aggregate or group data about our users for lawful purposes. Aggregate or group data is data that describes the demographics, usage or characteristics of our participants as a group.
All collected information, not just Sensitive Information, is stored in a technically and physically secure environment. When our registration/application process asks users to enter Sensitive Information, and when we store and transmit such Sensitive Information, that information is encrypted and is protected with SSL encryption software. While we use SSL encryption to protect Sensitive Information online, we also do everything in our power to protect PII (including Sensitive Information) off-line. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect our customers’ PII, we cannot ensure or warrant the security of any information that you transmit to us, and you do so at your own risk.
Once we receive the transmission of your PII, we make reasonable efforts to ensure its security on our systems. Access to this information is strictly limited, and not accessible to the public. All of our customers’ PII is restricted in our offices. Only employees who need the information to perform a specific job (for example a customer service representative) are granted access to PII. Employees not adhering to our policies are subject to disciplinary action. In compliance with applicable federal and state law, we shall notify you and any applicable regulatory agencies in the event that we learn of an information security breach with respect to your PII. You will be notified via e-mail in the event of such a breach. Please be advised that notice may be delayed in order to address the needs of law enforcement, determine the scope of network damage, and to engage in remedial measures.
RIGHT TO OPT OUT
To stop receiving future communications from the Website, please Click Here To opt-out of having your information shared with third parties, pleaseClick Here. We use personal information to provide promotional offers sent via e-mail to individuals. We may maintain separate e-mail lists for different purposes. If you wish to end your e-mail subscription from a particular list, follow the instructions which are given at the end of each e-mail message to unsubscribe from the particular list. If you choose to Selling Source, please send your request in writing via e-mail to privacy@Selling Source
It is important to note that if you subsequently sign up at one of our other websites for other product or service offerings, you will need to again address any information sharing preferences that you had previously established through this Website.
Protecting children’s privacy is very important to us. We do not collect or maintain information on our Website from individuals that we actually know are under eighteen (18) years of age. No part of our Website is structured to attract anyone under eighteen (18) years of age. If we determine that we have inadvertently collected PII from someone under eighteen (18) years of age, we will take reasonable steps to purge this information from our database. We encourage parents and guardians to spend time online with their children and to participate and monitor the Internet activities of their children.
In the event that we need to contact you or send you a notification for any reason, we may notify you of by means of a general notice on this Site, electronic mail to your e-mail address on our records, or by written communication sent by first class mail to your address on our records.